Personal Checking
First Choice Free Checking
The interest-bearing account with added features
- Free of Service Charge - No Minimum Balance, No Per Check Charge
- Interest (paid on days account has $1,000 Minimum Daily Collected Balance)
- Free VISA® Check or ATM Card
- Ready Reserve Personal Credit Line and Overdraft Protection
(Separate qualified application required)
- Free BankLine 24-Hour Telephone Banking
- Free Internet Banking - account inquiry, funds transfer and more
- Free Bill Payer online - pay anyone, anywhere, anytime
First Choice Plus Checking
Get First Choice Checking . . . plus additional benefits!
- No Minimum Balance Required (a $6.00 monthly service charge)
- Free Personalized Checks (Or, discount off other wallet style checks)
- Higher Rate of Interest (with $1,000 Minimum Daily Collected Balance)
- Cashier's Checks and Money Orders at no issue fee (Limit of 6 per month)
- A Lower Rate on New Personal Installment Loans
(When payment is automatically deducted from your First Choice Plus account)
- Discount on Home Mortgage Closing Costs
(With automatic payment from your account)
- Discounted Personal-Size Deposit Box for One Year
(Subject to availability. New Rentals Only.)
- Free VISA® Check or ATM Card
- Ready Reserve Personal Credit Line and Overdraft Protection
(Separate qualified application required)
- Free BankLine 24-Hour Telephone Banking
- Free Internet Banking - account inquiry, funds transfer and more
- Free Bill Payer online - pay anyone, anywhere, anytime
Classic Choice Free Checking
Interest-bearing checking with a low minimum balance for those 50 and over!
- Free of Service Charge - No Minimum Balance, No Per Check Charge
- Interest Paid on Daily Collected Balance
- Cashier's Checks and Money Orders with no issue fee (Limit of 6 per month)
- Free VISA® Check or ATM Card
- Ready Reserve Personal Credit Line and Overdraft Protection
(Separate qualified application required)
- Free BankLine 24-Hour Telephone Banking
- Free Internet Banking - account inquiry, funds transfer and more
- Free Bill Payer online - pay anyone, anywhere, anytime
Classic Choice Plus Checking
For those 50 and over . . . .
All the benefits of Classic Choice Checking plus a whole lot more value!
- No Minimum Balance Required with a $4.00 monthly service charge
- Free Personalized Club Checks (Or, discount off other wallet style checks)
- No Per Check Charges
- Higher Rate of Interest on Daily Collected Balance
- Cashier's Checks and Money Orders with no issue fee (Limit of 6 per month)
- A Lower Rate on New Personal Installment Loans
(When payment is automatically deducted from your Classic Choice Plus account)
- Discount on Home Mortgage Closing Costs
(with automatic payment from your account)
- Discounted Personal-Size Deposit Box for One Year
(Subject to availability. New Rentals Only.)
- Free VISA® Check or ATM Card
- Ready Reserve Personal Credit Line and Overdraft Protection
(Separate qualified application required)
- Free BankLine 24-Hour Telephone Banking
- Free Internet Banking - account inquiry, funds transfer and more
- Free Bill Payer online - pay anyone, anywhere, anytime
Money Management Checking
Designed for accounts that maintain a higher balance
- No minimum withdrawal amount
- Unlimited check writing
- Interest paid on the daily balance
- Higher yields for higher balances
- No monthly service charge when an average daily balance of $1500 is maintained
- During the monthly statement cycle, if your average daily balance falls below $1,500,
your account will be subject to a $10 service charge
plus .20¢ per debit/withdrawal for that statement cycle.
Basic Checking
Meets primary checking needs for the low volume check writer.
- No minimum balance requirement
- Service charge of $2 per month and 20¢ per debit paid,
when monthly average balance is below $700