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Should you have any questions or you're not able to find the information you're looking for, feel free to E-mail or call us with your question(s). The phone number for our main branch is (812) 829-4811 or toll-free (888) 275-6272. For contact information on all our locations please see the Locations section.
Member FDIC
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This page was last updated:
Tuesday, May 13, 2008
These Rates in Effect
From: Wednesday, May 14, 2008
Through: Tuesday, May 20, 2008
We do our best to keep these rates up to date and available for you, but please realize they are subject to change. When in doubt, please contact the bank.
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Checking
Member FDIC
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Interest Rate |
APY* |
Choice Checking |
| First & Classic Choice |
.10% |
.10% |
| First & Classic Choice PLUS |
.35% |
.35% |
Money Management Checking |
$0.00 - $1,499.99 |
.10% |
.10% |
$1,500.00 - $9,999.99 |
.10% |
.10% |
$10,000.00 - $24,999.99 |
.10% |
.10% |
$25,000.00 - & Over |
.20% |
.20% |
| Money Management Checking Service Charge: $10.00 fee & .20 ¢ per check charge if monthly average balance falls below $1,500.00 |
* APY equals Annual Percentage Yield or the compounded rate
Savings
Member FDIC
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Interest Rate |
APY* |
Statement Savings |
| Any Amount |
.50% |
.50% |
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Earn 1/4% more by linking to a Choice Plus account with a combined statement |
Service Charge: $2.00 if monthly average balance falls below $200.00 |
Choice Money Market Savings |
$0.00 - $2,499.99 |
.50% |
.50% |
$2,500.00 - $24,999.99 |
1.00% |
1.00% |
$25,000.00 - $99,999.99 |
1.25% |
1.26% |
$100,000.00 - & Over |
1.50% |
1.51% |
Variable Rate Account |
Service Charge $10.00 fee if balance falls below $2,500.00 |
* APY equals Annual Percentage Yield or the compounded rate
Borrowing against your savings or CD is an option which ensures you a very low loan rate while preserving the growth of your deposit account for future use.
Certificate of Deposit / IRA
Member FDIC
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Term |
Minimum |
Interest Rate |
APY* |
32 to 90 Day |
$1,000.00 |
1.25% |
1.26% |
3 Month |
$1,000.00 |
1.54% |
1.55% |
$25,000.00 |
1.64% |
1.65% |
6 Month |
$1,000.00 |
2.23% |
2.25% |
$25,000.00 |
2.33% |
2.35% |
12 Month |
$500.00 |
2.47% |
2.50% |
$25,000.00 |
2.57% |
2.60% |
18 Month |
$500.00 |
2.75% |
2.78% |
$25,000.00 |
2.85% |
2.88% |
24 Month |
$500.00 |
2.76% |
2.80% |
$25,000.00 |
2.86% |
2.90% |
30 Month |
$500.00 |
2.86% |
2.90% |
$25,000.00 |
2.96% |
3.00% |
36 Month |
$500.00 |
3.15% |
3.19% |
$25,000.00 |
3.25% |
3.29% |
48 Month |
$500.00 |
3.01% |
3.05% |
$25,000.00 |
3.11% |
3.15% |
60 Month |
$500.00 |
3.11% |
3.15% |
$25,000.00 |
3.21% |
3.25% |
Penalty for Early Withdrawal:
3 month's interest on CD's with terms of 1 year or less
6 month's interest on CD's with terms of greater than 1 year
* APY equals Annual Percentage Yield or the compounded rate
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