Loans
Deciding on a lending partner is an important decision and Owen County State Bank wants to be your choice. Whether its a personal loan, home loan, or car loan we strive to provide quick and easy choices for your loan needs. We want to help you achieve your dreams.
Personal and Auto Loans
Whether you're in the market for a new car, boat, RV, or you need something more along the lines of college tuition, we're here to help. Learn more about our Personal and Auto Loans.
Mortgage and Home Equity Loans

We know that financing your own home can be an exciting, long term decision. Stop by and see what we can do to make it easier for you. If you're in need of some quick cash, remember your home equity. You can bank on it. Learn more about our Mortgage and Home Equity Loans.
It is our position to comply with the intent of all applicable consumer and fair lending laws. Our policies and procedures reflect this bank's commitment to serving our entire trade area of Owen County and bordering portions of surrounding counties in a fair and equitable manner. The bank's lending resources will be allocated in a process consistent with prevailing or anticipated economic conditions in accordance with sound asset management practices. No individual will be denied the services of Owen County State Bank due to discrimination because of race, color, religion, sex, marital status, or age. Employees are instructed to treat all persons fairly and not to discourage any from applying for credit. Owen County State Bank will accept and consider all signed and submitted applications for credit and will grant such credit based on safe and sound banking principles.