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Business Loans


We want to be your banking partner to help you grow.

OCSB's local decisions allow for flexible financing and quick decision making. Our experienced lending team is here to help you reach your business goals!



Real Estate Loans*

With a real estate loan we can help you purchase new land or already developed commercial property for your business. Build your dream building on the perfect location for your business with the help of a real estate loan from Owen County State Bank.

Building under construction

Construction Loans*

Our commercial construction loans are built for you. Whatever you're building, our experienced lenders will work with you every step of the way.


Lines of Credit*

We know businesses have to adapt and evolve in order to succeed. When you need to make a purchase, meet working capital or seasonal needs, or fund the next big move for your business, Owen County State Bank can help give you the money you need exactly when you need it. A line of credit could be the most convenient way to help your business.

Shop front with an Open sign

SBA Loans*

At Owen County State Bank, we're in business for your business. When you get an SBA loan from us, you start a relationship with a bank where we care about making your business successful just as much as you do. whether you're starting a new business or expanding to new locations, our team of lenders can help you succeed with an SBA loan.

*All loans are subject to credit approval. Please contact Owen County State Bank for current interest rates. Owen County State Bank is an Equal Housing Lender.

Fair Lending in Our Community

It is our position to comply with the intent of all applicable consumer and fair lending laws. Our policies and procedures reflect this bank's commitment to serving Owen, Monroe, Greene, Lawrence and surrounding areas in a fair and equitable manner. The bank's lending resources will be allocated in a process consistent with prevailing or anticipated economic conditions in accordance with sound asset management practices. No individual will be denied the services of Owen County State Bank due to discrimination because of race, color, religion, sex, marital status, or age. Employees are instructed to treat all persons fairly and not to discourage any from applying for credit. Owen County State Bank will accept and consider all signed and submitted applications for credit and will grant such credit based on safe and sound banking principles.

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