(812) 829-4811

Growing With You

Main

Our Staff & Directors

Our Philosophy

At Owen County State Bank we take great pride in being a small community Bank and we know with pride comes responsibility. That's why we are happy to be expanding the same great local personal service we've been offering in Owen County for over 85 years to the citizens and businesses in our surrounding neighbor counties of Monroe and Greene. We take our role as a COMMUNITY bank seriously and know that the only way to be a good business partner is to be a great community partner and that means supporting local schools, organizations and the causes important to the areas we serve. Our biggest asset is our people and we believe in treating all our customers as family, not numbers. We embrace that by making all lending decisions locally, which allows us to not only make quick approvals but know you and your needs. We truly believe that as a small, local bank we can do big things for you.

Directors

Gordon L. Wells headshot

Gordon L. Wells
Chairman
Retired CEO/President
OCSB

Charles E. Hines headshot

Charles E. Hines
Retired CFO
OCSB

Robert E. Taylor headshot

Robert E. Taylor
President/CEO
OCSB

Becky L. Brown headshot

Becky L. Brown
Owner
Brown & Associates

Michel J. King headshot

Michel J. King
Dentist

Steven K. Pedigo headshot

Steven K. Pedigo
Retired Owner
West Parrish Pedigo Funeral Home

Timothy L. Vest headshot

Timothy L. Vest
Owner
General Interiors

Scott Rink headshot

Scott L. Rink
President/CEO
Commercial Service

David Reed headshot

David Reed
Owner
Multiple Businesses

Senior Management

Bob Taylor in front of branch

Robert E. Taylor - President / CEO (Bob)

A native of Bloomington, Indiana, and graduate of Bloomington North and Indiana University, Bob as President & CEO is responsible for the daily operations of the Bank, as well as the long-run strategic direction of the Bank. Bob has 39 years' banking experience and has been an executive officer for over 20 years. Under Bob's leadership, the Bank has experienced steady growth and has opened four new Banking Centers (Bloomington, Linton, Bloomfield, and Bedford) and a new Lending Center in Bloomington. Bob's passion is to make sure that all employees do everything they can to fulfill the Bank's mission statement.

Danielle Conner posing outside

Danielle Conner - SVP Risk Management/Lending Operations

Danielle is a native of Spencer, Indiana and a graduate of Owen Valley High School. She earned her Bachelor's Degree in Business Management from Indiana Wesleyan University. She graduated from the Graduate School of Banking in 2017. She is responsible for risk management, lending operations and compliance oversight for the Bank. Danielle also leads our marketing and is actively engaged in community outreach. Danielle lives in Spencer with her husband Chris and their son Matthew.

Jerry Hays headshot

Jerry Hays - SVP Market Executive

A lifelong resident of the area, Jerry is responsible for business development across all lines of business in the Bloomington and Bedford Indiana markets with a focus on developing new relationships with business owners.

Keith Knipstein in front of a tree

Keith Knipstein - SVP CFO

Keith is currently CFO of Owen Financial Corporation and Owen County State Bank. He is responsible for finance, accounting, treasury and human resources. He has worked in Banking over 20 years including 6 years in public accounting where he specialized in auditing and consulting for financial institutions ranging from $50 million - $3 billion. Keith is a Certified Public Accountant, a member of the Indiana CPA society and a 1993 Ball State University Miller College of Business graduate. Keith lives in Bloomington Indiana with his wife Stephanie and their three children.

Rick Krouse outside the bank branch

Rick Krouse - SVP Operations

Rick Krouse is a graduate from Indiana University Kelly School of Business and has over 38 years banking experience. Rick oversees the internal operations, information technology, and data processing areas of the Bank; responsible for Core system management and delivery of electronic customer services. He manages the information security, business continuity, and vendor management programs for the Bank as well.

Commercial and Mortgage Lenders

Tracy Bailey headshot

Tracy Bailey
(NMLS 1299584)
VP Market Executive
Bedford
Banking Center
(812) 804-1013

Eric Baird headshot

Eric Baird
VP Commercial Banker
Ellettsville
Banking Center
(812) 935-4816

 

Justin S. Chaney

Justin S. Chaney
(NMLS 1648284)
Mortgage Loan Originator
Bloomfield
Banking Center
(812) 384-0054

Mike Chestnut headshot

Mike Chestnut
VP Market Manager
Bicknell
Banking Center
(812) 757-4368

Krystal Cook headshot

Krystle Cook
(NMLS 1590177)
Mortgage Loan Originator
Bloomington
Lending Center
(812) 935-5635

Jerry Cravens headshot

Jerry Cravens
VP Senior Commercial Lender
Spencer
Banking Center
(812) 829-4811 ext. 282

Sara Glass headshot

Sara Glass
(NMLS 763400)
Mortgage Loan Originator
Spencer
Banking Center
(812) 829-4811 ext. 234

Randy Goodman headshot

Randy Goodman
VP Senior Commercial Lender
Bloomington
Banking Center
(812) 935-0411

Tina Jackson headshot

Tina K. Jackson
(NMLS 1488228)
Mortgage Loan Originator
Spencer
Banking Center
(812) 829-4811 ext. 212

Matthew Montgomery headshot

Matthew B. Montgomery
(NMLS 794122)
VP Mortgage Sales
Bloomfield
Banking Center
(812) 384-0054

Marilyn Price headshot

Marilyn Price
VP Commercial Lender
Bloomington
Lending Center
(812) 935-5634

Banking Center Managers

Angie Bainter headshot

Angie Bainter
AVP Spencer
Banking Center
(812) 829-4811

Michelle Jenkins headshot

Michelle Jenkins
AVP Bedford
Banking Center
(812) 804-1012

Cheryl Otten headshot

Cheryl Otten
AVP Bicknell
Banking Center
(812) 757-4352


Brad Pressley headshot

Brad Pressley
AVP Ellettsville
Banking Center
(812) 935-4814