Personal Loans

Our loan team is your lender of choice for advice and options to fit your personal and your family's financial needs. Do your plans involve a new car, appliance, recreational vehicle, motorcycle or a dream vacation you've always wanted to take? Whatever it is we will work to provide you a fast and friendly response with immediate approval and processing when possible.

As a locally owned bank your credit conversations stay here and our convenient and flexible programs will match your needs and budget with a loan that's right for you.

We offer affordable fixed or adjustable rate options on many types of loans with both secured and unsecured terms. The convenience of having your payments deducted automatically from your checking or savings account can, in some cases, qualify you for a discount on your loan. Borrowing against your savings or CD is an option which ensures you a very low loan rate while preserving the growth of your deposit account for future use.

Consumer loans come in many shapes and sizes but whether your solution is a simple fixed rate auto loan, bill consolidation, home equity or personal line of credit (ready reserve), careful shopping for your financing will prove we offer home town comfort and affordable choices.

Please call on our loan officers for additional information, consideration and support for your personal loan needs.


©2013 Owen County State Bank. Member FDIC. Equal Housing Lender.