Online Mortgage Application


We are excited to help with your home loan needs.  If you are ready to begin the mortgage process please click the green start button.  Once you click the button it will direct you to two options: Short Loan Application or Loan Application.  If you want to purchase a home and don't have a property selected please use the Short Loan Application.  This will give us enough information to get your preapproval process started.  If you are refinancing or have an accepted offer on a home, please click the Loan Application.  If you have any questions or concerns during your application process, please feel free to contact one of our mortgage lending professionals at (812) 829-4811 or toll-free at (888)-275-6272.

Online Application


Click the start button to begin the application process for a Mortgage or Choice Home Equity Loan.

 Once selected you will see 2 application options:

  • Short Loan Application:  Use for Pre-Approval or if you have not yet decided on a home or property
  • Loan Application:  Use this if you are refinancing or have an accepted offer on a home. 

My Account - Overview


Have you already started the application process? 

Then use this link to . . .


  • Create or Update your account
  • Continue working on an application you've already started
  • Review the Status of your Loan Application
  • Create a new loan application


Mortgage Lenders


Pam Ward
NMLS# 1121324
Office: (812) 935-0412
Cell: (812) 340-1840


Sara Glass
NMLS# 763400
Office: (812) 829-4811

Tina Jackson
NMLS# 1488228
Office:  (812) 829-4811

 Senior Vice President
Lending Operations 

Danielle Conner
NMLS# 527732
Office: (812) 829-4811



©2015 Owen County State Bank. Member FDIC. Equal Housing Lender - NMLS 518354.